Crop Insurance Information
Insurance for Crops Across Lexington, Staunton, Covington, Buena Vista, Waynesboro, Clifton Forge, Warm Springs, Hot Springs, Rockbridge, Augusta, Alleghany and Bath Counties, Virginia
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Crop insurance can help provide essential financial protection against the unpredictability of nature and market fluctuations for small-scale farmers and commercial agriculture operators. Contact Huffman Insurance Agencies in Lexington, Virginia, to learn about your crop insurance options.
What Does Crop Insurance Cover?
Crop insurance coverage may include protection against loss of crop yields from natural disasters such as drought, flood and hail, as well as the loss of revenue due to declines in agricultural commodity prices.
There are two primary types of crop insurance, including the following:
- Yield-based insurance may help cover situations where actual crop production is less than anticipated.
- Revenue protection may help safeguard against a drop in prices of agricultural commodities, ensuring farmers receive a predetermined revenue despite market fluctuations.
Your agent may also offer the following coverage:
- Prevented planting and replant coverage may provide compensation if you’re unable to plant due to extreme weather conditions or if replanting is necessary.
- Quality loss protection may help cover losses related to crop quality issues, such as grade reductions due to adverse weather conditions.
Who Needs Crop Insurance?
Crop insurance is not just for traditional farming operations. It’s an essential tool for individuals and entities in the agriculture sector, including small-scale and family farms. It provides financial security to farmers and agricultural businesses, ensuring they can withstand adverse weather conditions and market changes.
Contact Huffman Insurance Agencies
today for a personalized crop insurance quote.