Monday, July 1, 2024Since home insurance premiums are primarily based on how likely you are to file a claim, filing a claim can raise your home insurance rates. The amount your rates go up depends on several other factors, such as your location and the severity of the claim. READ MORE >>
Wednesday, June 5, 2024Home insurance can be confusing, especially when it comes to determining how much home insurance you need. Not having enough home insurance can be almost as bad as not having any. Many people think they have the right amount of coverage, and so are blindsided after a disaster when they’re not covered like they originally believed. READ MORE >>
Thursday, May 9, 2024Many people are comforted by the soft, scented glow of burning candles throughout fall and winter. But as with any open flame, you must use candles with care. A fire risk in an apartment building can prove to be even more serious than a fire risk in a house due to the sheer nature of sharing a living space. READ MORE >>
Tuesday, April 2, 2024Are you thinking about buying a motorcycle for the first time? Or perhaps you’re returning to the hobby after many years without a bike? Whatever your reason for buying a new motorcycle, there are a few things you should familiarize yourself with before committing. Education READ MORE >>
Friday, March 1, 2024Gap insurance is a type of auto insurance. Not everyone needs it. Unfortunately, some who do need it learn about it too late. If you buy a car with a loan, it may be best to consider the value of gap insurance. It helps protect you from differences between the value of your car and the amount of debt you owe on a loan. READ MORE >>
Thursday, February 8, 2024While many homeowners hope that they will never have to file a claim, it is still crucial to understand how it works and when you will receive compensation for damages to your home and personal belongings. First, it is important to know that there are different types of home insurance policies for compensation: an actual cash value policy vs. READ MORE >>
Thursday, January 4, 2024Buying a new home is an exciting time in your life, but it’s also quite stressful when you think of all of the things you need to do. Most people think that the packing and physical moving is all there is to it. Far from it. Here are some action steps that you can start as soon as you have your bid on the house accepted. READ MORE >>
Friday, December 1, 2023By law, most states require drivers to carry car insurance. Not only does state law require you to have coverage, but it also institutes a minimum coverage limit that your policy must contain. Still, if you only carry the minimum coverage, then you will only get the minimum benefits. READ MORE >>
Wednesday, November 1, 2023Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the right policy for your farm’s needs. READ MORE >>
Sunday, October 1, 2023When starting an agricultural enterprise, insurance is an absolute must to protect you, your workers and your assets. Not all insurance policies are equal, however, and you will want a policy tailored for your farm and its needs. What is Farm Insurance? READ MORE >>
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